What is a 95 GPA on a 4.0 scale?
A 3.5 GPA, or Grade Point Average, is equivalent to a B+ letter grade on a 4.0 GPA scale, and a percentage grade of 87–89.
Is 95 an A or A+?
90% and higher is an A, 80–89% is a B, etc. From such transcript, colleges won't know whether a student got 99%, 92%, or 90% - all they see is an A, and it counts as 4.0 for GPA calculation.